Banking Expressions in English

Banking vocabulary

• Automatic deposit- A bank service that allows employers to deposit employees wages directly into the employees bank accounts.
• Saving account- Money put in the bank for long term saving
• Checking account- Money put in the bank to be taken out periodically for purchases or bills
• Loans- Money given to you by the bank which you pay back over time
• Collateral- Something of value as a guarantee for a loan
• Interest- Charges for using the banks money or money given to depositors for the use of their money by the bank
• Check- An instrument issued by banks to its customers that allow them to make purchases instead of using cash.
• Mortgage- A loan for a house
• Deposit- Put money into the bank account
• Withdrawal- Money taken out of the bank account
• Teller- A bank clerk
• Deposit/withdrawal slips- Forms that are filled out when depositing or withdrawing money
• Bank guarantee card- A bank card that assures payees that a check is good
• Monthly statement- A financial listing of your banking activities (money deposited and withdrawn and interest charged or accrued)
• Open an account- To start a bank account
• Close an account- To end an account
• Travelers check- A prepaid check used by tourists issued by a bank that can be cashed in banks or businesses world wide.

Latihan Soal Bahasa Inggris Dasar Bagian 1

Latihan soal Bahasa Inggris Dasar Bagian 1 berikut berisi 10 soal. Masing-masing soal memiliki nilai 1 poin. Jadi, kamu akan mendapatkan nilai maksimal 10 poin jika berhasil menjawab seluruh pertanyaan berikut dengan benar. Silahkan bagikan latihan soal Bahasa Inggris dasar bagian 1 berikut kepada teman dan sahabat. Semoga bermanfaat.

Expressions for Invitation; Making, Accepting, and Declining.

Expressions for Invitation; Making, Accepting, and Declining.

The followings are expressions for making, accepting, and declining an invitation in both formal and informal situation.

Making an Invitation in formal situation

• Would you like to .... 
• I'd very much like you to ....
• We should be pleased/delighted if you could ....
• Would you care to ....
• You will ... won't you?

Making an Invitation in informal situation

• Why don't you come to ....
• Like to come to ....
• Come and ....
• Shall we come to ....
• You must come to ....

Accepting an Invitation in formal situation

• That's very kind of you.
• We'd very much like to ....
• What a delightful idea.
• With the greatest pleasure.
• Thank you very much for inviting me.

Accepting an Invitation in informal situation

• I would/will ....
• That would be very nice.
• OK!
• I'd like to love to come.
• All right (then).

Declining an Invitation in formal situation

• I'm very sorry, I don't think I can.
• I'd like to, but ....
• I 'm afraid I've already promised ....
• Thank you for asking me, but ....
• Unfortunately, I can't ....

Declining an Invitation in informal situation

• Sorry, I can't.
• I'd love to, but ....
• I don't think I can.
• I wish I could, but ....

Expressions for Making, accepting and declining an invitation in dialogues

Dialogue 1

Ira : Hello?

Ari : Hi, Ira! This is Ari.

Ira : Hi, how've you been?

Ari : Alright, thanks. Say, would you like to go out tonight?

Ira : Sorry, I can't. I have many matters to settle down.

Ari : Well, how about tomorrow night? Are you still busy?

Ira : I guess not.

Ari : Well, would you like to go to a concert?

Ira : Sure, I'd love to!

Ari : That's settled then.

Dialogue 2

Robi : Hi, Sandra. There will be a great film tonight. It's about Nasreddin. Would you like to go to the movie with me?

Sandra : Of course. I'd love to. When will you pick me up?

Robi : I'll pick you up at 7.30. Be ready.

Sandra : OK.

sumber:Developing English Competencies for Grade X

Expressions for Showing Regret, Apology, and Sympathy

Expressions for Showing Regret, Apology, and Sympathy 

What will you do if you damage your friends`s mobile phone?
What do you say to show your regret?

Apologizing

Forgive me. I’m terribly sorry about …
Please accept my apology for …
Please excuse … (e.g., my cat)
I would like to apologize for …
I apologize for …
I’m sorry. I didn’t mean to …
I’m sorry that …
Sorry…

Responses to Apology Expressions

That’s quite all right
I completely understand
You don’t need to apologize.
Oh, that’s all right. It can happen to anyone.
It’s not your fault.
Don’t worry about it
It’s OK
No problem.
Forget it.

Example of Apologizing in Short Dialogues

Example 1
Edo : Good morning, sir.
Mr. Kuncoro : Morning, Edo.
Edo : I would like to apologize for being late to class.
Mr. Kuncoro : Why do you come late?
Edo : My motorbike had a flat tyre on the way to school.
Mr. Kuncoro : It’s OK this time. Please be on time in the future.
Edo : Yes, I will. Thank you, sir.

Example 2
Manager : We’re sorry to have the meeting here. We know that it’s not comfortable here, but we have no choice. The meeting room is being renovated.
Guest : That’s all right, we completely understand .
Manager : Thank you.

Example 3
Lisa : Sorry, I forgot to bring your magazine back.
Ani : No problem, I have finished reading it and you may give it back to me next time.
Lisa : Thanks.

Expressing Sympathy

I’m sorry to hear that.
That’s ashamed.
That’s a pity.
That’s too bad.
How awful.
How terrible.
What a pity.
What a nuisance.

Here is How to Express a Sympathy in a Short Dialogue

Iwan : I saw someone pick you up at school yesterday. Who was he?
Adi : Oh, he’s my uncle. He told me that my mother had just passed away. Then he asked me to go home.
Iwan : I’m sorry to hear that, please accept my condolence.
Adi : Thanks

Kata Sifat Bahasa Inggris untuk Mengungkapkan Perasaan

Kata Sifat Bahasa Inggris untuk Mengungkapkan Perasaan (Expressing Feeling)

Banyak kata untuk mengungkapkan perasaan kamu menggunakan Bahasa Inggris. Kamu bisa menggunakan kata sifat bahasa inggris (adjectives) atau menambahkan linking verbs sebelum kata sifat.
Seperti: look, feel, seem, appear, smell, become, sound, get, taste, grow, dll.

Contoh:
Roses smell fragrant when they are fresh.
Every plant grows higher day by day.

Kata sifat digunakan untuk menunjukkan persaan, seperti happy, sad, angry, dll. Perhatikan kalimat-kalimat berikut.

The teacher is happy.
They are happy.
You look sad.
I am angry.
I am delighted
I am so excited

Adjectives dengan akhiran –ed dan –ing

Perhatikan kalimat-kalimat berikut:

1. I was attracted by the title of the film.
2. You said that waiting is boring.
3. I was satisfied with the service because it is satisfying.

Kata sifat yang berakhiran –ed menunjukkan perasaan kita terhadap sesuatu, dan kata sifat yang  berakhiran –ing menunjukkan bahwa sesuatu menyebabkan atau memengaruhi kita dengan cara tertentu.
Kita perhatikan kalimat no. 3

I was satisfied with the service=I feel satisfied because of the service
Kedua kalimat diatas sama-sama memiliki makna bahwa saya senang/ merasa senang dengan/karena servisnya.

it is satisfying=The service is satisfying
The service causes me satisfied. (Pelayanannya membuat saya senang).

Berikut beberapa contoh kata sifat dengan akhiran ed dan ing.

1. satisfied / satisfying
2. embarrassed / embarrassing
3. worried / worrying 
4. excited / exciting 
5. depressed / depressing .
6. tired / tiring
7. disappointed / disappointing 
8. exhausted / exhausting.
9. shocked / shocking.
10. disgusted / disgusting.
11. frightened / frightening
12. excited / exciting
13. amazed / amazing
14. annoyed / annoying
15. tired / tiring

Latihan:

Fill in the blanks with the following words: confident, satisfied, nervous, doubtful, optimistic, pessimistic.

1. I was _______ with the service.
2. I’m very _______ and ________ that I will fail in this interview.
3. Seeing a _______ man like him makes me down.
4. Anyway, feeling _______ won’t help us now. So, be _______ !
5. He is ________ in answering some the questions.

Contoh dan Pengertian Recount Text

Contoh Recount Teks 

Teks recount berikut saya beri judul "My Bad Day" yang dilengkapi dengan pertanyaan. Bisa Anda gunakan sebagai media belajar dan mengajar Bahasa Inggris. Isi teks recount berikut saya modifikasi dari teks "My Day" yang terdapat dalam Buku pelajaran Bahasa Inggris Developing English Competencies X. Buku tersebut mungkin masih digunakan oleh sebagaian sekolah sebagai Media Pembelajaran Bahasa Inggris SMA kelas 10.

My Bad Day

I had a bad day yesterday. First, I woke up one hour late and did not pray Shubuh in congregation at the mosque. It's because my smartphone's alarm didn't ring. Besides, I slept too late at that night. So, I was in such hurry that I didn't have time to have a breakfast. I got dressed so fast that I forgot to wear socks.
Next, I ran out of my house trying to get school in time. Unfortunately, I slipped into a ditch and made my shoes wet. Since I had no time to back home, I kept running to my school.
Finally, carrying wet shoes, I passed the school gate which was almost closed. Then, I asked permission from a teacher on duty for attending the class without shoes. After She heard my story, she granted. Then I put my shoes in the sun, right in front of my class, and went into the class right after. It was a terrible day. I hope I never have a day like the one I had yesterday.

Pertanyaan:

What happened to the writer yesterday?
Why did the writer wake up an hour late?
What did the writer do to get school in time?
Why did the writer's shoes get wet?
What did the writer do after passing the school gate?
What did the writer hope?

Pengertian

Recount text adalah jenis teks dalam Bahasa Inggris yang menceritakan suatu cerita, tindakan, atau kegiatan, yang biasanya, menceritakan pengalaman seseorang.

Tujuan

Teks Recount bertujuan untuk menghibur pembaca, sehingga tidak terdapat konflik dalam teks ini.

Ciri-Ciri

1. Fokus pada individual seperti I dan We
2. Menggunakan kalimat Past Tense (lampau) seperti: had, went, walked, entered, came, dll.
3. Menggunakan kata yang menunjukan waktu dan tempat, seperti: After lunch, In the shed, dll.
4. Menggunakan kata kerja yang menunjukan tindakan/ action verbs, seperti help, crutched, ran, dll.

Generic Structure

1. Orientation: Menceritakan latar belakang informasi tentang siapa, di mana, kapan kejadian atau peristiwa terjadi. 
2. Events: Menceritakan serangkaian peristiwa yang terjadi sesuai urutan kronologis. 
3. Re-orientation: Merupakan penutup atau kesimpulan cerita. Untuk menutup suatu cerita, kita bisa memberikan opini kita mengenai cerita tersebut.

English for Traveling: Airport, Travel Agency, and Customs

If we travel to a foreign country, a traveler has to interact with customs and immigration officials. The expressions below can be used when dealing with them. Look at the examples below.

Travel agency

A: May I help you?
B: Yes, I need a ticket to Singapore for the 7th of April. I prefer a morning flight.
A: One way or round trip?
B: One way trip only, please!
A: Do you want any particular flight?
B: Yes, I want to go business class and have a direct flight.
A: Let me check the computer. Yes there is an available flight on UdarAir Air Ways. The ticket will cost $950.
B: Sounds good, book it.
A: Thank you. You can pick up your ticket at this office on the 3rd
B: Thanks.


Airport check-in

A: Good morning.
B: Good Morning. May I have your ticket and passport, please?
A: Yes, here they are.
B: How many pieces of luggage will you be checking in?
A: Just one, I also have one carry on bag.
B: Your luggage is three kilos over the limit. You’ll have to pay an extra charge of $15.
A: No problem. Here you go.
B: Thank you, have a nice flight.
A: Thanks.


Customs

A: Welcome to Bandung. Do you have anything to declare?
B: No.
A: Could you open your bag, please?
B: Sure,..... is everything OK?
A: Yes ma’am, enjoy you stay in Bandung
B: Thanks.


Other expressions

• Would you like economy or first class tickets?
• When would you like to depart?
• On Friday the 14th of next month.
• When will you leaving?
• When will you returning?
• Will that be round trip or one way?
• Round trip please.
• Do you have any luggage to check in?
• I have two suit cases and a travel on bag.
• May I have your ticket please?
• How long the flight will take?
• What is your preferred seating, an aisle or window?